29 Wood Street, Stratford-upon-Avon, CV37 6JG

Equity Release Council

Copia Financial Services Ltd

Copia Financial Services is an independent mortgage brokerage based in Stratford-upon-Avon. Established in 1993 as a sole trader, eventually becoming a limited company in 2002.

While we provide mortgage advice across the board, we specialise in providing advice and guidance to the over 55's. Due to the complex nature of the Equity Release market we found clients becoming confused about what equity release is, whether it's right for them, and if so, what product is the most suitable. We provide simple and tailored advice and guidance to help clients find the most appropriate solution for them. We provide face to face advice to anyone in the West Midlands, Worcestershire, Gloucestershire & the Cotswolds. We can also provide advice to people who reside outside these areas by individual agreement.

In today's challenging financial environment, our expert knowledge in Equity Release and Lifetime Mortgages can help clients who wish to release equity from their property to enhance their lifestyle, paying off bills or existing debts, helping family, taking that often dreamed of holiday or much needed home improvements.




Hugh Mackinnon

Hugh Mackinnon, FPC, CeMap, CeRER
Managing Director, Independent Mortgage Broker


T: 07967 011 207

Email: hugh@copiafinance.com


Hugh is an independent mortgage broker, specialising in equity release. Having previously worked for the Prudential and then Commercial Union (taken over by Aviva), Hugh decided to set up Copia Financial Services in 1993, focusing on Mortgages and their associated products.

Having successfully grown over the next 9 years Copia became a limited company in 2002. While Copia Financial Services offers advice on traditional purchases, remortgages and buy to lets, it became clear that due to the greater complexities inherent with Equity Release, people needed clearer advice.

Hugh can provide face to face advice to anyone in the Warwickshire, Worcestershire, Gloucestershire & the Cotswold and can provide advice to people who reside outside these areas by individual agreement.




Equity release advice available over the phone

So you can continue to discuss your financial needs with us during this challenging time, all our independent expert advice is now available in full over the phone.

If you're interested in finding out more about equity release, please get in touch either online or by calling us on 07967 011 207.




For more information, please call us today on 07967 011 207 or email us at hugh@copiafinance.com

If you have a complaint or dispute with us, you are entitled to make a complaint. We have a complaints procedure that is available on request. If you wish to register a complaint, please contact us either in writing, by telephone or email.

Please be assured we treat complaints seriously. For your protection if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service ('FOS'). Please see the following link for further details: financial-ombudsman.org.uk