29 Wood Street, Stratford-upon-Avon, CV37 6JG

Equity Release Council

Copia Financial Services - Do you Require an Equity Release Advisor in Gloucestershire?

Searching for Equity Release Advice in Gloucestershire?

When it comes to sourcing a company that can not only act as an equity release specialist in Gloucestershire, but also help you to arrange your will in such a way that makes the entire process smooth-and-seamless, it is impossible to overlook Copia Financial Services as being the ideal firm for the job.

Who Are Copia Financial Services?

Having been founded in 1993, we have spent the past twenty seven years improving and optimising the quality of our services, so that our clients can benefit.

It is also worth mentioned that our costs are markedly lower than those offered by our competitors - we do not wish to price anyone out of our services. Do you think that we could provide some much-needed assistance, and wish to start your journey with us as soon as possible? If so, please don't hesitate to call us on 0330 223 3836, or write to us directly at hugh@copiafinance.com.



Some Context on Equity Release

With more than a quarter of the UK's entire population projected to be over 65 within the next 50 years, older homeowners are now realising the important role their property wealth can play in supporting them throughout retirement.

In the past, equity release has faced a bad press. Before the sector was regulated, thousands of borrowers ended up owing more than their house was worth and the products were seen as poor value.

Since then, much has changed. All Equity Release Council (ERC) plans come with a ‘no-negative-equity guarantee', meaning the amount owed can never exceed the value of the property. Some products allow you to also ring-fence a percentage of your estate to pass on to beneficiaries – regardless of how much interest on the plan has built up.

With ERC-recommended plans, when you take out equity against your home, you are guaranteed to remain the owner until you pass away or go into long-term care.

The ERC also gives you the right to take your equity release plan with you if you move – subject to provider criteria.

With a growing choice of products and features now available, equity release has become even more flexible to suit a range of consumers' needs and wants – from paying off debt and funding care costs to travelling and helping their adult children and grandchildren onto the property ladder.

As equity release specialists in Gloucestershire, you can be sure that Copia Financial Services will be able to help you get the most out of your home.




What Can We Offer You?

If you're aged over 55 then lifetime mortgage could be a solution. An increasing popular product, lifetime mortgages let you unlock the money tied up in your home. The money can be used for many things, such as home improvements, helping family purchase a home, repay debts, holidays and much more. You won't have to move house and you can choose whether to take a single lump sum, or smaller amounts, as and when you need them. Equity release may involve a lifetime mortgage or a reversion scheme. To understand the features and risks, ask for a personalised illustration.

Copia Financial Services are equity release specialists in Gloucestershire. To find out more contact hugh@copiafinance.com Tel: 0330 223 3836



Need Something Slightly Different?

For a company to be successful it is no longer enough to simply specialise in a single area or service. Instead, in order to be able to stand out from the crowd, it is vital to be diverse. Take, for example, Copia Financial Services - whilst many would identify us as being top-tier equity release advisors in Gloucestershire, our capabilities range far beyond this.

One of the major services which is routinely taken advantage of is our link with solicitors who specialise in advising on and writing lasting power of attorney documents. This, in effect, means that should the worst befall you, there are individuals that are able to represent you, and act in your best interests. This means that you do not need to worry about your affairs falling into disarray should you lose the ability to make decisions yourself.