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Equity Release Council

Copia Financial Services - Considering a Lifetime Mortgage in Warwickshire?

Considering a Lifetime Mortgage in Warwickshire?

Do you live in Warwickshire and are looking to release capital from your home? Welcome to Copia Financial Services. We specialise in delivering expert plans and advice, helping clients achieve the results they need, supporting homeowners with their equity release and lifetime mortgage requirements from initial contact through to completion. From beginning to end, our professional consultants will be on hand to help supply you with the right solutions you require, helping you to get great value from your existing assets. Why not contact us today to see how Copia Financial Services can help you?

What is a Lifetime Mortgage?

A lifetime mortgage is when you borrow money secured against your home, while retaining ownership.

Here at Copia Financial Services, we guide clients through the myriad of options available in the market today. We have a wealth of experience in regards to equity release, delivering bespoke services that are not only essential but unmatched by any of our competitors. For those in need of a lifetime mortgage in Warwickshire, you will be pleased to know that we can assist you in finding the most suitable product to meet your requirements. Lifetime mortgages are one of the most popular forms of equity release, allowing individuals aged 55 and over to release tax-free cash that is tied up in their home.

Our specialist independent advisors based in Warwickshire provide advice and guidance on the most suitable lifetime mortgages, whether you take lump sum where interest accrues on the whole amount from day one, or prefer to draw funds down as and when required. Through a lifetime mortgage you can obtain a cash reserve that you can access throughout your retirement. With these particular mortgages, there are often no repayments to make and we will be sure to provide you with personalised equity release plans that are tailored perfectly to suit you. All the lenders we deal with are fully approved by the Equity Release Council, with a no negative equity guarantee. With this guarantee the lender promises you (or your beneficiaries) will never have to pay back more than the value of your home. With lifetime mortgages interest is generally added to the loan on a compound basis during the borrower's lifetime. The amount you borrowed, including the rolled-up interest, is repaid at the end of your mortgage term when your home is sold. Alternatively, with some plans you can opt to make either monthly or ad-hoc payments.

Contact Copia Financial Services for Advice about Lifetime Mortgages?

Since 1993, we have been able to offer professional, independent financial services to our clients, giving them the results they need. Our advisors aim to give you full peace of mind for your lifetime mortgage in Warwickshire. We can customise your plans by including additional protection features. This includes downsizing protection, helping you to move home in the future if necessary. We can also provide inheritance protection which gives borrowers the chance to protect a fixed percentage of their property value to pass on to the beneficiaries. This has allowed us to cater to a variety of requirements and helped us to become a leading adviser of equity releases, giving you assurance knowing that you are in the right hands.

To find out more about a lifetime mortgage in Warwickshire, feel free to contact us today and we will be happy to arrange a consultation at a time that is convenient for you. For any inquiries, please do not hesitate to call us on 0330 223 3836 and our customer service team will be in touch to assist you as soon as possible. Alternatively, you can email us using hugh@copiafinance.com and we can provide you with any further information you require.

Please note: This blog is for general information only and does not constitute advice. The information is aimed at retail clients only.