29 Wood Street, Stratford-upon-Avon, CV37 6JG

Equity Release Council

Funeral Plans

Planning for later life is never an easy thing to do, but it can be comforting and reassuring to know that you’ve taken care of your arrangements, including your funeral. By taking some time now, you can provide both financial and practical help for your loved ones.

Peace of mind for you and your family

Whether you want a funeral that celebrates your life or something more traditional, a funeral plan lets you:

  • Pre-arrange all the details of your funeral and remove the worry for loved ones.
  • Fix your funeral director’s costs and make a contribution towards third party costs
  • Make your wishes known in advance.
  • Choose from a range of 4 different funeral plans with flexible payment options.

A pre-arranged funeral plan is a simple and straightforward way of removing worry and provides a real peace of mind for you and your family.

Funeral costs have risen over the years and further increases are likely, so it makes sense to lock in the costs now.

There are a number of funeral plans on the market, making it difficult to know which product is best for you. We work with Ecclesiastical Planning Services, which is part of the Ecclesiastical Group. They have been protecting people, property and funds since 1887.

The Financial conduct Authority does not regulate some aspects of funeral plans.

Below are some regularly asked questions and answers.

Q. What happens to my money?

Ecclesiastical Planning Services is a registered provider of the Funeral Planning Authority and adheres to its Code of Practice and high professional standards. The funeral plans we offer give you exceptional financial security for your money. Every penny of the full value of your plan (excluding the initial management fee) is held securely and ring-fenced for your funeral for your peace of mind.

Q. Who is eligible?

Anyone aged 18 or over can take out a plan. There's no upper age limit and no medical or health questions to answer.

Q. Can the plan include special wishes?

You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades.

Q. Can I change my funeral plan arrangements?

Yes, you can make changes to your plan after you have taken it out. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.

Q. Does the plan cover the entire cost of the funeral?

The plan covers the funeral director's costs listed in the plan details as long as your requirements don't change and your selected funeral director carries out your funeral.

The plan can also include an allowance towards third party costs such as the fees for cremation or burial, medical fees and payment to a minister or officiant. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay. Please refer to the Terms and Conditions for more information.

Q. Can I pay for my plan by instalments?

Yes, you are able to pay over 1, 2, 3, 4, or 5 years. Please note there is an additional cost for paying by instalments over 2, 3, 4 or 5 years. The additional cost is held in the pre-payment plan and used for the funeral when the time comes.

Q. Can I cancel my plan?

Yes, you can cancel your plan at any time. If you choose to cancel the plan up to 30 days from the date of purchase you'll receive a full refund. If you cancel the plan after 30 days, you'll receive a refund of the original amount paid, excluding the management fee.

Please contact us for further information and a quotation.